Payment Policy – Effective Date: January 14, 2025

Handitopic (“we,” “us,” “our”) is committed to providing a secure and seamless payment process for our customers. This Payment Policy outlines the payment methods, security measures, and related terms for purchasing products on our website handitopic.click. By placing an order on our website, you agree to the terms and conditions set forth in this policy.

1. Accepted Payment Methods

At Handitopic, we offer a variety of payment methods to make your shopping experience easy and convenient. We accept the following payment options:

  • Credit and Debit Cards: We accept all major credit and debit cards, including:
    • Visa
    • MasterCard
    • American Express
    • Discover
  • PayPal: For secure and easy payments, we also accept PayPal, allowing you to pay using your PayPal balance or linked bank account or credit card.
  • Gift Cards: You can use any available Handitopic gift cards as payment. Simply enter the gift card code at checkout to redeem its value.

By offering multiple payment methods, we aim to provide flexibility and convenience to our customers.

2. Payment Security

We understand the importance of protecting your personal and financial information. Handitopic utilizes industry-standard security measures to ensure your payment details are safe.

  • Secure Payment Gateway: All transactions on Handitopic are processed through secure, encrypted payment gateways. We utilize SSL (Secure Socket Layer) technology to encrypt your payment details during transmission, making it difficult for unauthorized parties to access your sensitive data.

  • PCI Compliance: Our payment processors comply with Payment Card Industry Data Security Standards (PCI DSS) to protect your card information and ensure secure transactions.

  • Third-Party Payment Processors: We use trusted third-party services to handle payment processing. These services comply with the highest standards of security to protect your financial information during transactions.

3. Currency and Pricing

All prices on Handitopic are listed in U.S. dollars (USD), and we currently only accept payments in USD. Please note that product prices are subject to change, and we reserve the right to modify prices without prior notice.

  • Sales Tax: Depending on your location, sales tax may apply to your purchase. The applicable sales tax will be calculated at checkout based on the shipping address provided.
  • Promotions and Discounts: From time to time, we may offer promotions, discounts, or sales events. Any applicable discounts will be applied automatically at checkout, or you may need to enter a coupon code provided in a promotional email or advertisement.

4. Authorization and Verification

To ensure the security of all transactions, we may perform authorization and verification checks before processing your payment.

  • Payment Authorization: When you submit your payment information, we will process it through the relevant payment gateway for approval. If the payment is authorized, we will proceed with processing your order. If payment is declined, we will notify you and provide instructions on how to resolve the issue.

  • Fraud Prevention: To prevent fraudulent activities, we may request additional verification or identification, such as an email confirmation, phone number, or a billing address matching the one associated with your payment method. These steps help us ensure that the transaction is legitimate and secure.

5. Payment Failures and Declines

In the event that your payment is declined, please check the following:

  • Sufficient Funds: Ensure your card or PayPal account has enough funds or credit to cover the transaction.
  • Billing Information: Confirm that your billing information (name, address, and card details) matches the details on file with your card issuer or PayPal account.

If your payment continues to be declined, please contact your payment provider directly for assistance or try using a different payment method.

6. Refunds and Cancellations

  • Order Cancellations: Once an order is placed and payment is processed, it is typically final. However, if you wish to cancel your order, please contact our customer support team as soon as possible. We will make every effort to accommodate cancellations, but once an order is shipped, it cannot be canceled.

  • Refunds: Refunds are processed in accordance with our Refund and Returns Policy. If your return is approved, the refund will be issued to the original payment method, and you will be notified once the refund has been processed. Please note that the refund processing time may vary depending on the payment method used.

7. Payment Issues

If you experience any issues with your payment or suspect any discrepancies in your billing, please contact us immediately at info@handitopic.click or call our customer support team at 210-578-1742. Our team will assist you with resolving any payment-related issues and ensure your experience is as smooth as possible.

Street: 2234 Todds Lane, San Antonio, Texas, United States
Phone number: 210-578-1742
Email: info@handitopic.click
Website: handitopic.click